We subscribe to several streaming services: Netflix, Disney Plus, Amazon Prime, HBO Max. Also collect a fair number of blurays, when I can get them on a good deal.
I bought a few 4k blurays, and I've been pretty disappointed overall. I have to fiddle with the settings on my projector to get them to look right. It seems like the format was just not thought out well... they needed stronger standards for HDR content. Honestly HDR is a mess, but I think the streaming services do alot of heavy lifting to manage it. So yeah, for HDR content I think it's just better to stick with streaming.